+91-7837839400 info@anikaenterprises.com

Personal Loan

Services that we are providing

High Performance Services For All Industries.

Personal Loan

Anika enterprises offers personal loans at low interest rates to eligible borrowers . Our online application process enables salaried individuals to apply for a personal loan from the comfort of their homes. Our customized solutions and transparent procedures have enabled us to serve millions of customers across India. Here are a few of the benefits of a SMFG India Credit Personal Loan:

  • One can apply for a personal loan online with a 100% paperless process.
  • Collateral free loans at affordable rates, with minimal documentation and flexible repayment tenures
  • One can use the funds obtained through a personal loan for any purpose, including home improvement, wedding arrangements, business requirements (for self-employed), family vacation, debt consolidation, or medical emergency.
Apply for Loan
Interest rates: Starting from 11.99%
Loan limit: Up to INR 25 lakhs*
Loan tenure: 12 months to 60 months
Processing fees: 0% to 6% of the loan amount

Features & Benefits Of Personal Loan

Loans up to ` 25 Lakh*

Attractive Interest Rates

100% Paperless Application Process

Quick
Disbursal

Additional Benefits for Customers

Documents Required

  • Duly filled and signed application form
  • Proof of identity
  • Proof of address
  • Proof of age
  • Salary slips for the last three months (for salaried)
  • Bank statement for the last six months
  • Income tax returns or form 16
  • Proof of Income / financial statements (for self-employed)

Interest Rates & Charges

Anika enterprises offers competitive interest rates on all its quick personal loans. The personal loan interest rates are determined by a number of factors like credit score, age of applicant, employer, repayment capacity, previous relationship with our company, and occupation. Apart from interest rates, there are minimum processing fees and prepayment charges that are nominal in nature.

Interest rates: Starting from only 11.99%* per annum

Processing fees: Upto 6% of loan amount.

Prepayment charges: Upto 7%* of loan amount.

Features & Benefits Of Personal Loan

Age

Age between 21 to 60 years*

Employment

Salaried or Self-employed

Minimum Income

Minimum Salary – INR 20,000 - 25,000*

Credit Score

750 or above, with good credit history

Nationality

Resident Indian

Work Experience

Additional Benefits for Customers