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Mortgage Loan

Services that we are providing

High Performance Services For All Industries.

Mortgage Loan

Mortgage Loan is a secured loan that gives you a financial cushion by borrowing funds on your residential or commercial or industrial property that you pledge as collateral. You have the flexibility of using the funds for any purpose. Anika enterprises adds tremendous value in fulfilling your financial goals by offering the best solutions. We offer a smooth process, flexible repayment tenures, and attractive interest rates on Mortgage Loan

Apply for Loan
Interest rates: Starting at 6.45%
Loan limit: Up to INR 75 lakhs*
Loan tenure: 60 months to 10 Years
Processing fees: low interest price at per credit score

Features Of Mortgage Loan

Loans up to ` 25 Lakh*

Attractive Interest Rates

100% Paperless Application Process

Quick
Disbursal

Additional Benefits for Customers

Documents Required

  • Duly filled and signed application form
  • Proof of identity
  • Proof of address
  • Proof of age
  • Salary slips for the last three months (for salaried)
  • Bank statement for the last six months
  • Income tax returns or form 16
  • Proof of Income / financial statements (for self-employed)

Interest Rates & Charges

Anika enterprises offers competitive interest rates on all its quick LAP Loan. The LAP Loan interest rates are determined by a number of factors like credit score, age of applicant, employer, repayment capacity, previous relationship with our company, and occupation. Apart from interest rates, there are minimum processing fees and prepayment charges that are nominal in nature.

Interest rates: Starting from only 14.99%* per annum

Processing fees: Upto 6% of loan amount.

Prepayment charges: Upto 7%* of loan amount.

Documents pertaining to the property you want to pledge will also be requested.

*Terms and conditions applicable. Loans are sanctioned at the discretion of Grihashakti. Please note that Aadhaar numbers should be masked before submission as per regulatory guidelines.

Charges on Mortgage Loan:

  • Processing fee for Mortgage Loan is upto 3% of the loan amount.
  • Application fees of INR 2,500 for a loan amount less than or equal to INR 10 lakhs, INR 3,500 for a loan amount between INR 10 to 25 lakhs, INR 4,500 for a loan amount between INR 25 to 50 lakhs, and INR 6,000 for a loan amount above INR 50 lakhs.
  • Documentation fees of INR 1,500 for loan amount less than INR 25 lakhs and INR 3,000 for loan amount more than INR 25 lakhs.
  • Stamping fees are as per state laws.

Features of Anika enterprises’s Mortgage Loan

1) Speedy processing

Anika enterprisess has a transparent and speedy process of loan approval and disbursal. The online application steps are extremely easy to follow. Anika enterprises guides you right till the final step of the transaction.

2) No Foreclosure charges

If you come into any extra income at some point during the loan tenure, you can always use the extra funds to pre-pay your loan at no charge (except for loans borrowed for business purposes).

3) Affordable EMIs

Interest rate on Mortgage Loan is an important factor while deciding on your loan. We provide attractive interest rates on Mortgage Loan. Affordable interest rates on Mortgage Loan makes this form of financing reasonable and preferable.

3) Eligibility criteria for Mortgage Loan:

Eligibility for Mortgage Loan is quite simple. You are eligible for Mortgage Loan from Anika enterprises as a salaried resident and as a self-employed resident. We have listed down the types of employers for both.

Features & Benefits Of Mortgage Loan

Age

Age between 21 to 60 years*

Employment

Salaried or Self-employed

Minimum Income

Minimum Salary – INR 50,000 - 75,000*

Credit Score

750 or above, with good credit history

Nationality

Resident Indian

Work Experience

Additional Benefits for Customers